We offer $200 – $5,000 loans from 63 days online, and structure the repayments to be withdrawn from your account via direct debit on the day that you are paid. These fees will be charged when you use your Debit Mastercard to make purchases overseas or online with businesses who are based overseas. Get instant support 24/7 online with Georgie, our virtual assistant, for answers to your everyday banking questions. Our innovative internet banking platform and app puts financial control back in your hands and gives you ultimate peace of mind when it comes to your money. With branches conveniently located throughout the region, and innovative online banking services, we offer good old-fashioned customer service with all the bells and whistles of a modern bank. Whether you’re just starting out on your financial journey, or you’re looking to take your banking to the next level, choose the account that’s right for you.

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Complemented with fast settlement, we are there to support your growth. With out-of-the-box payment solutions to suit almost every industry or business, we work hard to ensure your payments just work! We provide everything you need to start taking payments for your business.

Everyday Account summary

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Fees and charges apply and may change. This account doesn’t earn interest. At the end of the 12-month period, the monthly Account-Keeping Fee (currently $5) will apply unless the minimum monthly deposit criteria are met. Customers aged 30 to 34 will be refunded the Account-Keeping Fee within 5 business days of the fee being charged. If you can’t open online, visit a branch.

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Repayments are withdrawn from your account via Direct Debit on the day that you are paid, either weekly, fortnightly, or on a specific date of the month. Our responsible lending principles aim to provide you with a loan repayments that you can afford. By way of example, a loan of $3000 over a 3-month period would have an establishment fee of $400 and interest charges of $275.60. A medium amount loan is a loan over $2000 and a minimum duration of 63 days. Fees include an establishment fee of 20% of the loan amount and a monthly fee of 4% each month.

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Cash Train provides a range of loan options to help you find the most suitable loan for your needs. You can also choose to collect your cash from one of our branches. We know your time is important, and we will update you with an outcome as quickly as possible. While you review your offer, our team will check your identity and assess your suitability for borrowing with us. Our priority is ensuring your loan is affordable and suitable for you. Yes, as a responsible lender we are required by law to review your latest 90 days’ worth of bank transactions.

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Yes, standard international fees apply to the Bendigo Everyday Account. Please visit a branch if you are a joint or a business account holder. $0 – unlimited e-banking transfers; BPAY®, Pay Anyone (including OSKO®) and phone banking transfers

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